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SETTLEMENT COSTS (MD CLOSINGS ONLY)

Estimated Costs

A Settlement Sheet is divided into several categories as follows:

  • Lender Items to Borrower may include:
    • "Points" 1 point =1% of loan amount
    • Appraisal/Application Fees
    • Credit Report Fees
    • Document Preparation Fees
    • Underwriting Fees
    • Flood Certification Fees
    • Tax Service Fees
    • Processing Fees
    • Interest Rate Lock-In Fee

  • Lender Prepaids:
    • Real Estate Tax Escrows
    • Hazard Insurance Escrows
    • Interim Interest

  • Title Items:




    Seller's Fees
    Settlement Fee $468.75

    • Multiple payoffs (refis)     $35 each
    • Title Clearance (if necessary)     $110-210/hour

  • Miscellaneous fees if applicable:
      Borrower Seller
    Survey $200 - MD N/A
    Termite Inspection $65 $65
    Additional Wire/Courier/Overnight $35 $35
    E-Storage Fee $45  
    Power of Attorney $150 $150
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